SBA Loan Program

The SBA Loan Program helps small

businesses access financing with

favorable terms like lower down

payments and lower interest rates,

backed by the federal government.

 

It offers various loans, such as 7(a), 504,

and microloans, for different business

needs including capital, real estate, and

equipment purchases.

Scenarios and Potential Applicants:

  • Small business owners looking for capital to start, expand, or operate their business.
  • Entrepreneurs seeking to purchase or improve commercial real estate.
  • Businesses needing to buy equipment, inventory, or supplies.
  • Startups and established businesses looking for competitive financing options.

Requirements:

  • Business must meet SBA’s small business size standards.
  • Demonstrable need for the loan and a solid business plan.
  • Good personal and business credit history.
  • Ability to repay the loan from business operations.
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