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Hard Money Loan Program

Hard Money Loans are short-term,

secured by the property, and provided by

private lenders for real estate

transactions.

Ideal for investment properties,

renovations, or quick financing needs,

they feature fast approval and less

stringent credit requirements, catering to

investors and borrowers seeking rapid

market opportunities or those with credit

challenges.

Scenarios and Potential Applicants:

Real estate investors needing quick funds to close a deal.
Homeowners looking to renovate properties for resale.
Buyers in competitive real estate markets where traditional financing can’t close in time.
Borrowers unable to secure traditional loans due to credit issues.

Requirements:

Collateral: The loan is secured against the property.
Higher interest rates and origination fees compared to traditional loans.
Shorter repayment terms, typically 12 to 36 months.
A significant down payment or equity in the property, often 30-50%.

The next step is to reach out to us, allowing a professional
to start your prequalification process

IMPORTANT NOTE: This website is for informational purposes only, is not a loan commitment, while it does provide potential loan programs. If you choose to apply for a mortgage loan, and a bank decides to approve your application, your actual loan terms and closing cost may vary, depending upon many different factors/programs, including the loan product for which you may apply and are approved, and when you are approved. All loans must satisfy underwriting guidelines. Interest rates and APR are subject to change without notice. If you decide to apply for a Mortgage Loan, a loan application is required along with your income and assets and a two-year employment history. This is not an offer for extension of credit or a commitment to lend. Gold Coast Financial Corp. is an Equal Housing Opportunity Mortgage Broker Licensed by the Department of Real Estate under the California Residential Mortgage Lending Act. NMLS 2387878 with its main office located at 7847 Florence Ave., Suite 105, Downey, CA 90240.