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Construction Loan

Construction Loan Program

Construction loans provide short-term

financing for building or renovating

homes, with interest-only payments on

disbursed amounts until completion.

 

After construction, these loans can be

converted to regular mortgages or paid

off by refinancing.

Scenarios and Potential Applicants:

  • People building a new home.
  • Homeowners renovating extensively.
  • Developers on residential projects.

Requirements:

  • Construction plan with budget and schedule.
  • Good credit and financial history.
  • 20-30% down payment due to construction risks.
  • Proof of income for loan repayment.
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The next step is to reach out to us, allowing a professional
to start your prequalification process

IMPORTANT NOTE: This website is for informational purposes only, is not a loan commitment, while it does provide potential loan programs. If you choose to apply for a mortgage loan, and a bank decides to approve your application, your actual loan terms and closing cost may vary, depending upon many different factors/programs, including the loan product for which you may apply and are approved, and when you are approved. All loans must satisfy underwriting guidelines. Interest rates and APR are subject to change without notice. If you decide to apply for a Mortgage Loan, a loan application is required along with your income and assets and a two-year employment history. This is not an offer for extension of credit or a commitment to lend. Gold Coast Financial Corp. is an Equal Housing Opportunity Mortgage Broker Licensed by the Department of Real Estate under the California Residential Mortgage Lending Act. NMLS 2387878 with its main office located at 7847 Florence Ave., Suite 105, Downey, CA 90240.

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